Buy the appliances you love. Pay on your terms with Affirm.
Break big purchases into manageable payments with clear, upfront pricing. Use the calculator to estimate 0% APR plans up to 6 months or explore flexible rates up to 36% APR for longer terms—no hidden fees, ever.
- Minimum purchase
- $100+
- Payment plans
- 3-12 months
- Fees
- $0 hidden
Estimate your monthly payments
Enter a purchase amount, choose an APR, and preview how your payments could look across 3, 6, and 12-month plans.
Preview payments for purchases between $0 and $100,000.
Default 12-month plan shows 10% APR when 0% is selected.
Payment preview
$333.33 /mo
Total paid: $1,000.00
$166.67 /mo
Total paid: $1,000.00
$87.92 /mo
Total paid: $1,054.99
Estimates are for illustration only. Actual terms are provided after a quick application with Affirm.
How Affirm works
Getting started with Affirm is fast and seamless. Follow these four steps and you will be on your way to flexible, transparent financing.
Choose Affirm at checkout
Select Affirm as your payment option when you are ready to complete your purchase.
Complete a quick application
Share a few personal details to receive a real-time decision without impacting your credit score.
Pick your payment plan
Affirm shows you the total cost upfront and lets you choose the schedule that fits your budget.
Enjoy your new appliances
Check out with confidence knowing there are no late fees or surprises waiting down the road.
Why shoppers choose Affirm
Affirm makes it easier to bring home the appliances you want, while keeping your finances on track.
Transparent payments
See exactly what you owe before you commit. The amount you agree to is the amount you pay—no hidden fees, ever.
Flexible terms
Choose from monthly plans that work for you. Many purchases qualify for 3, 6, or 12-month options.
Instant decisions
Get approved in seconds directly at checkout, so you never lose momentum on your purchase.
Trusted lender
Affirm loans are issued by Cross River Bank, Member FDIC, so you can finance with confidence.
Top reasons customers love Affirm
- Budget-friendly payments that align with your pay schedule.
- Clear terms upfront so you always know the total cost of ownership.
- Zero late fees, prepayment penalties, or surprises when your statement arrives.
- Seamless checkout experience that takes just a couple of minutes.
Need a hand?
Our team can help you pick the right appliances and review Affirm financing in detail so you can feel confident in your purchase.
Connect with usFrequently asked questions
Have more questions? Explore answers to the most common Affirm financing topics.
What is Affirm?
Affirm is a financing alternative to credit cards and other credit payment products that gives you a straightforward way to split your purchase into monthly payments.
How does Affirm affect my credit score?
Creating an account only requires a soft credit check and will not impact your credit score. If you decide to finance a purchase with Affirm, that loan activity may affect your credit score.
Do I need to be approved for Affirm?
Yes. Approval is based on several factors including your credit history and the size of your purchase. You will receive a decision instantly at checkout.
What do I need to apply?
Affirm requires your full name, email address, mobile phone number, date of birth, and the last four digits of your Social Security number.
Ready to shop with Affirm?
Explore thousands of in-stock appliances, add your favorites to the cart, and select Affirm at checkout to unlock flexible payment options.
*Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.